COURSE SYLLABUS

CREDIT TRANSACTIONS

1	Course Title:	CREDIT TRANSACTIONS
2	Course Code:	BSGS006
3	Type of Course:	Optional
4	Level of Course:	Short Cycle
5	Year of Study:	2
6	Semester:	3
7	ECTS Credits Allocated:	3
8	Theoretical (hour/week):	1
9	Practice (hour/week) :	2
10	Laboratory (hour/week) :	0
11	Prerequisites:	No
12	Recommended optional programme components:	None
13	Language:	Turkish
14	Mode of Delivery:	Face to face
15	Course Coordinator:	Öğr.Gör. HASAN KARAHAN
16	Course Lecturers:	Öğr.Gör.Hatice BİÇEN YILMAZ Öğr.Gör.Halil GÜLMEZ Öğr.Gör.Anıl DEMİREL
17	Contactinformation of the Course Coordinator:	hgulmez@uludag.tr- GSM: 0538 645 44 35 Tel:+90. 224. 261 55 40-41 (60529) Faks:+90 224 261 55 43 Uludağ Üniversitesi Sosyal Bilimler M.Y.O. Ali Osman Sönmez Kampüsü Yeni Yalova yolu 9.km Osmangazi- BURSA
18	Website:
19	Objective of the Course:	To create a general understanding about credit practices in the Turkish banking system,.The concept of credit, credit management, interest, resources, and loan pricing topics will be studied.
20	Contribution of the Course to Professional Development

Learning Outcomes:

1	Able to evaluate the latest situation and developments in the sector of the banking system.;
2	Able to explain the basic concepts of credit.;
3	Able to analyze how is the construct and the costs of deposit-loan relationship.;
4	Able to evaluate conditions of loan type sand credituse.;
5	Able to evaluate how the regulations on banks for loans was formed.;
6	Able to evaluate problem loans and solutions.;
7	Able to evaluate the importance of loans for banks.;
8	Able to evaluate credit management processes of banks.;

22	Course Content:

Week	Theoretical	Practical
1	The Turkish banking system and the basic quantities and the explanation of the bank's balance sheet.	Studying example action.
2	The definition of credit and the definition of the importance loans for banking.	Studying example action.
3	Formation of the loan, the loan elements, credit statements.	Studying example action.
4	The concept of interest and simple interest, compound interest. Basic interest rate calculations, the current interest rate of the branches.	Studying example action.
5	Types of Credit, cash and non-cash loans, loans by source, by the terms of loans.	Studying example action.
6	The principles and conditions of individual credit-using and the calculation of payment plan.	Studying example action.
7	Letters of guarantee, guarantees, letters of credit, acceptance-bill.	Studying example action.
8	Course review and mid-termexam.	Course review and mid-termexam.
9	Types of guarantees in loan sand credit sources.	Studying example action.
10	Credital location and use principles, the process of crediting, banking application	Studying example action.
11	Periodof Crediting, financial analysis and information studies, the purposes of credit analysis.	Studying example action.
12	Monitoring of loan, monitoring of the companies and monitoring of the sector.	Studying example action.
13	Theend of loans,the bugs that cause problematic loans, non-performing receivables.	Studying example action.
14	Credit constraints, legal constraints, credit regulations, the corresponding decree.	Studying example action.

23	Textbooks, References and/or Other Materials:	1-Dr.Birgül ŞAKAR ,Management of Bank Loans, 2006, Istanbul, Beta. 2-Prof.Dr.Niyazi BERK, Market-OrientedCredit Management in Banking, 2001, Istanbul, Beta.
24	Assesment

TERM LEARNING ACTIVITIES	NUMBER	PERCENT
Midterm Exam	1	30
Quiz	0	0
Homeworks, Performances	2	10
Final Exam	1	60
Total	4	100
Contribution of Term (Year) Learning Activities to Success Grade		40
Contribution of Final Exam to Success Grade		60
Total		100
Measurement and Evaluation Techniques Used in the Course
Information

ECTS / WORK LOAD TABLE

Activites	NUMBER	TIME [Hour]	Total WorkLoad [Hour]
Theoretical	14	1	14
Practicals/Labs	14	2	28
Self Study and Preparation	14	1	14
Homeworks, Performances	2	5	10
Projects	0	0	0
Field Studies	0	0	0
Midtermexams	1	10	10
Others	0	0	0
Final Exams	1	14	14
Total WorkLoad			100
Total workload/ 30 hr			3
ECTS Credit of the Course			3

CONTRIBUTION OF LEARNING OUTCOMES TO PROGRAMME QUALIFICATIONS

	PQ1	PQ2	PQ3	PQ4	PQ5	PQ6	PQ7	PQ8	PQ9	PQ10	PQ11	PQ12
LO1	5	5	5	3	4	5	2	5	0	5	5	5
LO2	5	0	0	0	0	0	0	0	0	4	0	4
LO3	5	0	0	4	5	5	0	5	5	0	5	3
LO4	0	0	0	0	5	5	0	3	4	0	5	5
LO5	5	0	5	2	5	3	0	0	0	0	5	5
LO6	0	0	5	0	5	5	0	0	0	0	0	0
LO7	0	0	0	0	5	5	0	0	3	0	5	3
LO8	0	5	0	2	0	5	0	0	4	3	4	4

LO: Learning Objectives

PQ: Program Qualifications

Contribution Level:

1 Very Low

2 Low

3 Medium

4 High

5 Very High